What if the other driver has no insurance?
If the other driver has no insurance or cannot be traced, you may be able to make a claim to the Motor Insurer's Bureau who operates a special scheme to protect people in this situation. They can be contacted on 01908 830001 or write to:
The Motor Insurer's Bureau
6-12 Linford Wood House
If the collision involves a stolen vehicle, you may have the right to claim against the owner's insurance. The police will provide these details wherever possible or you can contact your insurer who can pursue the claim on your behalf.
You may find our leaflet - Here to Help – Road Traffic Collisions - helpful.